If you’re a homeowner in San Antonio, TX, and your roof has recently been damaged by a storm, you might be asking: “How much is a new roof in Texas with insurance?” The good news is that in many cases, your homeowner’s insurance could cover a large portion—or even all—of the cost of your roof replacement. At Bondoc Roofing San Antonio, we help homeowners like you navigate the insurance process so you can restore your roof without the stress.
What Affects Roof Replacement Costs in San Antonio?
In Texas, the cost of a new roof can range widely depending on the size and shape of your roof, materials used (asphalt shingles, metal, tile, etc.), and labor costs. On average:
- Out-of-pocket roof replacement cost: $8,000 to $25,000+
- Insurance-covered roof replacement: Usually, homeowners only pay the deductible, which can range from $500 to several thousand dollars, depending on your policy.
The real question isn’t just “how much does a new roof cost?”—it’s “how much will I actually pay out of pocket with insurance?” That’s where we come in.
Will Insurance Cover My New Roof?
Homeowners insurance typically covers roof damage caused by sudden or accidental events, such as:
- Hailstorms (common in San Antonio)
- High winds and fallen branches
- Lightning or fire
- Severe weather impact
However, insurance doesn’t usually cover normal wear and tear, age-related deterioration, or issues caused by poor maintenance. That’s why having a professional inspection after any significant storm is so important.
At Bondoc Roofing, we provide free roof inspections to assess storm-related damage and help determine if your roof qualifies for a replacement through insurance.
How the Insurance Process Works
If you’re unfamiliar with the insurance process, don’t worry. Bondoc Roofing has helped hundreds of San Antonio homeowners file successful roofing claims. Here’s a quick breakdown:
- Free Roof Inspection – One of our roofing specialists will inspect your home and document all damage.
- File a Claim – If we find qualifying damage, we’ll walk you through how to file your insurance claim.
- Insurance Adjuster Appointment – We meet the adjuster on-site to make sure nothing is missed.
- Approval and Estimate – Once your claim is approved, we’ll provide a detailed estimate and schedule your installation.
- Roof Installation – Our experienced team replaces your roof quickly—often in just one day.
Why Choose Bondoc Roofing San Antonio?
We know you have options when it comes to roof repair San Antonio and replacement in San Antonio. Here’s why homeowners continue to choose Bondoc Roofing:
- 🛠️ Locally owned and family-operated
- ⭐ Hundreds of 5-star reviews across Google and Facebook
- 🧰 Licensed, insured, and certified
- 🗣️ Clear communication and guidance every step of the way
- ✅ Workmanship warranties for peace of mind
Our team isn’t just here to install roofs—we’re here to educate, support, and protect San Antonio homeowners throughout the entire roofing process.
Get a Free Roof Inspection Today
So, how much is a new roof in Texas with insurance? If you’re in San Antonio, Texas, the best way to find out is by scheduling a free inspection with a trusted local roofer. Let Bondoc Roofing assess your roof, review your insurance options, and help you restore your home with confidence.
📞 Call Bondoc Roofing San Antonio at (210) 896-3209 or schedule your free inspection online at https://bondocroofing.com/
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